Valentine’s Day Scams: How Criminals use Love to Steal Your Information

Valentine’s Day is a time for connection, companionship, and love — and many seniors are turning to online platforms to meet new people. Unfortunately, scammers take advantage of this season by pretending to offer romance while secretly trying to steal money or personal information. The goal of this guide is not to discourage online relationships, but to help you recognize warning signs early so you can stay safe and confident online. 


Part 1: Red Flags in Online Relationships 

When “Romance” Becomes Risky 

1. They Ask for Money, Gift Cards, or Cryptocurrency 

  • Requests may start small and feel “temporary” 

  • Common excuses: 

    1. Medical emergencies 

    2. Travel issues 

    3. Business problems 

  • Scammers often prefer gift cards or cryptocurrency because they are hard to trace and impossible to recover 

Rule of thumb: Someone you’ve never met in person should never ask for money. 

2. They Refuse Video Calls or In-Person Meetings 

  • They may claim: 

    1. Their camera is broken 

    2. Poor internet connection 

    3. Work restrictions 

  • Repeated excuses are a major red flag 

  • Genuine relationships don’t avoid face-to-face interaction indefinitely 

3. They Say “I Love You” Very Quickly 

  • Scammers often rush emotional connection 

  • They may call you their “soulmate” within days or weeks 

  • Fast emotional attachment is used to lower your guard 

Healthy relationships develop over time. Love should never feel rushed or pressured. 

4. They Always Have a Crisis 

  • Emergencies appear right when money or help is requested 

  • Common scenarios: 

    1. Sudden illness 

    2. Frozen bank accounts 

    3. Lost wallet or passport 

  • Crises repeat and escalate over time 

Part 2: Never Send These Things Online — No Matter Who Asks 

1.Never Share: 

  • Gift card numbers or photos 

  • Social Security number 

  • Banking or credit card information 

  • One-time passcodes or verification codes 

No legitimate company, bank, or romantic partner will ever ask for these. 

2. What To Do If Something Feels Off 

  • Stop responding immediately 

  • Do not send money or personal information 

  • Talk to a trusted friend, family member, or tech advisor 

  • Report suspicious accounts to the platform 

3. Protecting Your Heart and Your Digital Life 

  • Looking for companionship online can be a positive experience 

  • Staying informed helps you enjoy connections without unnecessary risk 

  • When in doubt, pause, verify, and ask for help 

Stay Safe, Stay Informed

Looking for connection online can be fun and rewarding—but it’s important to stay alert to red flags. Remember: if something feels off, pause, verify, and reach out for help.

At Senior Tech Connect, we’re here to help you navigate the digital world safely. From spotting scams to protecting your personal info, we provide tips, guidance, and easy-to-follow advice so you can enjoy your online connections with confidence.

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